Cancelling car finance agreement

[Stella66]

I purchased a new car a month ago,the price was �22090 and l put a deposit of �5000. It is on PCP where l can take it back after 3 years. The problem is l have been promoted at work and need to head a department in USA for 2years.I cant clear the finance now and obviously i cant take the car. Am l allowed to take the car back? Will this have any effect on my credit rating? What about my deposit, will l at least get omething. Please help someone

[Mrs_Pegasus]

Your rights should be shown on the agreement.

Normally, you can take the car back but the chances are you will get little or nothing back.

It shouldnt effect your credit rating because you havent done anything wrong.

I do know that cancelling an agreement before half way can generate penalties, all i can advise is to read your paperwork and call the company and explain your change in circumstances.