help needed

[maggot4life]

please can someone anwser these accuratley for me many thanx;

If i left the country with a joint morgage in my name, and i left the Uk for australia would any authorties be able to chase me up for money?

would the interpol be chasing me or is it not that much of a big deal?

[Annielappo]

Why have you put 2 threads to this( just read ur other thread) u sound like u have everything sorted ur paying everything off bar the morgage. Hope ur mam changes her mind and takes off ur name. Good luck.

[maggot4life]

lol ok ok i admit i should smile a lil, sure i will go and stuff, i thought u were joking cheeky, lol btw wat abt council tax and income tax wat shd i do abt those...

my mum who is on the other half of the morTgage (notice the T lol) knows if i ran off i would be going to tasmania and has my girlfriends full name,

[maggot4life]

does this complicate things she doesnt know her exact address but knows its tasmania and knows the town and the towns postal code...does this complicate matters at all?...

[Annielappo]

ahhhhhhhh well maybe she is being funny with u cos u r leaving her???? The best thing to do is just go over there and dont worry. Ur mam might not do anything about it. Hopefully she wont. Just tell her how happy u will be moving over there. hope things work out for u.

[bednobs]

what do you mean about income tax and council tax? Do you have debts in these areas or do you mean will you still have to pay them if you move abroad?

If you are off to live in austrailia, do you have some sort of citizenship already/? If not, if you have debts you will probably find it difficult to go there, as someone has said before they are pretty hot on who they let in. Will someone else be paying your part of the mortgage while you ae away? Are you ever coming back?

btw, can you not see the irony in moaning about someones nasty posts and replying with something even more nasty yourself? It just makes you look more of an idiot than them, that you cant even disagree with someone without calling them a poof and hoping they die.

[maggot4life]

thanx annie i think she is being funny cos she doesnt want me 2 leave i think i can tell her i will be so happy there, but theres so much anger in her 2 she said she wud chase me 2 the ends of the earth :-s
thanx tho for the support

hey bednobs i dnt have any debts yet, just the mortgage hanging over my head... im sayn can i cancel the council tax cos it wil be in my name...and also how do i cancel my income tax cos ill be obviously leaving the job im in..

i do see the irony in wat ure sayn, and i didnt wish death upon anyone, if u read closely u will see that fella wished my plane wud crash that was his first post...anyways being adults and moving on i can thanx for the feedback...im goin over 2 aussie on a temporary visa, gona get married and stay on a permanant visa...and accomdation is already sorted for me there

[maggot4life]

and yeh my mum wud have 2 pay my behalf of themorgage or my sister wud help her they are very capable financially, even if the property got repossesd they have their own home 2 live in

[maggot4life]

sorry annie didnt mean 2 double post on threads just anxious and i wana go 2 my baby in australia (by baby u know i mean other half )

[maggot4life]

and bednobs i mean how do i deal with council tax and income tax since im not gona ever return here i mean i can cancel smaller things with ease

car insurance, tv licence, bills, etc

[bednobs]

you wont need to do anything re income tax as when you are not earning any uk income you will not be taxed. However, if you ever did come here again, you wouldn't be able to access health services or benefits system, and would need insurance. I know you are planning never to come back, but noone knows whats in the future ... for example i presume when you took out a mortgage you thought you would be paying it off? you probably didnt have any idea you would be leaving the country. As regards the council tax, get in touch with your local council and let them know you are leaving, and who's name (presumably your mums) to put the bill in (although its probably jointly in here name already).

lol and sorry, but "go die" does seem like wishing someone to di to me! :)

[maggot4life]

thanx for that bednobs very very incitful,

ofcourse i didnt know id be leaving life changed my circumstances, and well ok i got ure point on income tax and i got ure point on council tax its not joint its in my name but can i give her details anyways?...

and yeh ok i admit i said it back only as a back pass 2 that other user, i dnt agree with comments like that myself i admit it was low like him...anyways thanx for the input like u said no -one knows wats install for us all i cud be back 2 face the consequences and loose so much credibility and services

just need ure advice on council tax please and how long wud that take 2 do/

[bednobs]

you would be able to do it on monday - just ring them up and tell them. Its odd if your mum is living there that she is not included on the council tax bill - does that mean she dosent have a vote? if the council think you live there on your own, you will have been getting a discount, so be careful what you say to them about her when you phone up, or you could suddenly have another debt. Even if you dont give her deatails, when you stop paing, they will write to her with the bill as the occupier.
having written all that, i just realised that im not sure if yoou said she lives there or not, but i couldnt be bothered to delete it all.
I dont kno your circumstances, but why dont you talk to your mum about all this? If you can , as you say pay the mortgage, why dont you continue to do so, so that you have that to fall back on if you need somewhere to live/somewhere to sell? Or alternately speak to your mum, sell the place and get some money to take to your new life.

[bednobs]

one last thing is i truley believe in "what goes around comes around" and believe in treating other people the way you would want to be treated. How would you feel if your joint mortgage person just bu99ered off and left you with massive debt and problems to sort out?, which it sounds like you are doing to your mum. Clearly you are not morally bothered by doing this, and thats your right. However, you may find a decision made in haste now you will bitterly regret later. What if things didnt work out with your baby? or he/she had an affair and you needed somewhere to go? You seem to be burnng a lot of bridges. I know you dont want a lecture, so i'll shut up now, but i had to make a cry for you soul!

[maggot4life]

bednobs thats very very wise of u and sorry for my slow response, and haha ure kinda funny, just 2 update u she isnt living here she is just a joint mortgage payer and i live here on my own, she lives in her own house..

sure its very bad 2 leave her with the whole mortgage 2 pay and then i wud feel the same way like ive been deserted, but wen i did ask if we cud sell the house she threw a fit and said she wud rather kill me then do that, so i didnt have a choice....

sure its sounds liek im burning all my bridges and i have put alot of faith into my baby who btw is female and is 18yrs old and im male 23yrs old, (i like em younger lol anyways thats another personal issue) but yeh i know something cud happen she cud say 2 me (i dnt love u anymore) as cruel as it sounds people do have choices and she might make one that cud prove disaterous for me...

whats go's around sometimes comes around, my father abused me all my life and he isnt still getn his come aroundsyet the blokes doin alrite for himself actually...
anyways the council tax can be changed 2 her name im sure ill say she is a joint owner and will be residing in the property...

btw i believe at my age i should be able to make a decision and not feel guilty esp wen i know she will be ok, so why do people hold eachother back, sure it was a partnership but like everything people can change their minds...

wat else shd i bear in mind.,.wat abt creditors wud they leave me alone after 6 years i understand that after 6 years the debts die off or something??

[maggot4life]

and i dnt think u were lecturing is true wat i am doing is very very hard and tricky and i agree there are pitfalls in front of me
and another thing i cant talk 2 her abt it she go's made and says she will do everything in her power 2 reck my life and i dnt wantthat cos ill loose my chances of goin 2 aussie for good so i have 2 do this all hush hush unfortunatley

[bednobs]

i think mortgage debts have a shelf life of 12 years, and other debts are 6 years. i cant think of a nice way of putting this, so ill just have to say it .... 23 is very young to be burning so many bridges, but from the stuff you've put it sounds like you think you are in a corner and there isno other way out. there is always another way. Why cant the girl come here and live in your house with you? what about getting a teneant into your house to cover your bit of the mortgage?, leaving you with 1/2 your house as your assets? maybe try talking to your mum again, as people often say things they dont mean in the heat of the moment. i cant understand what has gone so wrong if she was willing to go 1/2 on a mortgage with you, and now she is saying she will do anything in her power to wreck your life? thats a big change.
Just because your dad was a anker to you, dosent mean that you have to carry on that hate and hurt and be a anker to the rest of your family

[maggot4life]

yeh i agree abt the whole dad thing anyway moving on swiftley, the house i got was meant 2 be for the girl i care abt, she was goin 2 move here and was ok 2, wen i got the place abt a month ago she told me she cudnt leave tasmania and that she loves her mum and sisters 2 much, ofcourse i was upset and devastated bcos i got the house for her, but hearing her cry on the fone so much day after day saying she doesnt wana loose me and she doesnt wana loose her family made me decide this course of action...

sure if someone loves u they will leave there family, i mean 18 isnt a baby i guess shes really attacthed and thats the problem, now ive commited 2 her sayn that i will be there not even god himself can stop me i feel like im loosing so F'ING! much my new car which is nice, my house, my job, my dignity at the same time im gettn 2 be with her and her family whom are very nice, sure it sounds like i dnt care abt loosing my mum but ofcourse i care a lil i guess now im 23 im not so attacthed 2 her anymore like my other half is with her mum...

im really depending on her 2 marry me and if she doesnt my arse is gettn deported back here 2 face the fury and i am so scared cos really she say no, i mean she said no i cant move there wats there 2 say she wudnt say no 2 marrying me, even tho she has re-assured me thinking back she did re-assure me with getting the house and now i have it she doesnt wana move away from her lot...

hmm its a great pickle i knw she loves me, i guess her age has got the better of her, i mean i may be young but if i decide ok im gona do that , i bloody do it and stick 2 it, now ive decided 2 be with her in tasmania i need her marry me so i can actually stick 2 that decision do u see my dliema?...
anyways if i did go my mum wud get my name taken of the morgage cos out of the 2 of us she is the senior partner on the mortgage and cud, and well she wud explain ive done a AWOL and that she needs control

[maggot4life]

one question tho who cud she get 2 track me down if she has a few details like passport details, possible town location of where id be? cud she actually get someone 2 contact me? or does she not have that type of power?