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I certainly am grateful.
If the other person would have been a motorcyclist they would have been killed, I learned a vital lesson about driving.
Back to the topic in hand.
The accident left me out of pocket. An excess to fund and the loss of 2 of the 3 years no claims bonus I had ate into the pocket, prob cost me �1000 overall for a momentary lapse of concentration.
I can see why people make claims they didnt 10-20 years ago, doesnt make it right, but thats life