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Something To Be Aware Of.....

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ToraToraTora | 12:19 Mon 09th Nov 2020 | Motoring
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https://news.sky.com/story/coronavirus-motorists-told-insurance-might-be-invalid-for-non-essential-trips-during-lockdown-12128401
If a claim arises expect to have the insurance company scrutinise the purpose of your journey.
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Going back to the 'commuting' aspect I seem to recall the CII textbook stating that, unless commuting was specifically excluded from SD&P cover, it was deemed to be included.

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