Are You A Covoid Financial Winner Or Loser?

[barry1010]

First of all this is concerning finances only - I know Covoid is no laughing matter and many people are suffering because of it. They have my sympathy.
If you are yours have not contracted Covoid, how is your pocket?

My income has not dropped and I have saved a lot of money because we have not been on holiday, have put far less fuel in the car, have spent a lot less on clothes, outings, eating out etc so we are financial winners. Even our supermarket shopping is cheaper with home delivery - no impulse buys. How's things with you?

[dannyk13]

Neither

[barry1010]

I wholeheartedly agree with you, campbellking, I too, would much rather things be back to the 'old' normal.

[woofgang]

barry sadly that's not going to happen IMO

[barry1010]

I'm sure it will, woofgang - possibly not next year but it will.

[woofgang]

I really doubt it....yes we will be able to do certain things again eventually but the world is always changing. The idea of any kind of stable "normal" is an illusion.

[jno]

barry, I have a list of plans as long as your arm. But I always have had one, and basically, if I failed to do something when I was 40 I'm much more likely to fail to do it now #nototibet

[barry1010]

jno, never say never. You may be one of those 'third agers' that sells up and goes backpacking or sailing around the world eventually settling in a commune.

[10ClarionSt]

No problems at all with the lockdown. I had a cancelled holiday in March but got all my money back. My family has been unaffected financially. I just think the whole lockdown/tier system is totally unnecessary. It isn't working. The figures keep rising. And rising. And we keep hearing about tougher restrictions being imposed/considered. And the figures will keep rising.

[jno]

my legs will hardly carry me, let alone a backpack. But I might hire some native bearers to carry me up Everest with all the money I'm currently saving.

[New Judge]

I've had three holidays cancelled (with a fourth about to bite the dust almost certainly). But I've had full refunds for all of them with no hassle and the longest I waited for any of the monies was about eight days. I even received a refund from Premier Inn for an airport hotel I had booked on a "non-refundable" (i.e. cheap) basis. I had written the money off but a few days before I would have travelled I had an -mail offering me either a change to another date/place of my choice or a full refund. All credit to them.

So I have saved a tidy sum on those trips. I've also saved quite a bit over the Christmas period. I would have had a weekend on the coast with some relatives in early December and Mrs NJ and I have lost the opportunity to put on our glad rags on NYE when we go to a dinner dance and spend the night in a decent hotel. We had booked a nice meal in a local restaurant (knowing we would have to leave by 10 or 11pm, depending what inane rules prevailed at the time) but that too has now been knackered. I imagine the restaurant will be too because it only just survived the November lockdown and I imagine it will never open again. It will be the first time in probably 25 years that we will spend NYE at home.

So, loads of money in the bank (which I don't really need); loads of opportunities to enjoy ourselves knocked on the head. Still I have had the added expense of buying extra Vitamin D pills as we shall miss our winter sun break in February so will have to keep taking the tablets.

[NickorWan]

Loser. One tourist apartment with no tourists and another where the tenant of eight years just happened to leave at the beginning of the crisis. We have only just recently managed to rent the second, and have decided to try and rent the first and leave the tourist market. No complaints, I feel for those who can’t afford their losses.