Legality of using a card with no validation

[chazza]

I used one of the self service tills at tescos (the ones where you scan your own items and pay by cash/card) and paid by switch. The machine didn't ask for a pin, so anyone could have used anyone elses card.

Is it legal to accept payment from a credit/debit card without asking for any validation?

[dot.hawkes]

well I pay for my petrol at the tesco pumps and i just put the card in, the machine doesn't ask me for a pin, therefore I guess it is ok.

[WoWo]

In such cases the onus is on the shop. Therefore if the card was used for fraud Tesco's would have to foot the bill, not you (if you have reported it) and more importantly for them not the bank.,

It's the same with chip and pin, the campaign made out it was a legal requirement for shops to have chip and pin but it wasn't. I worked for a company who simply decided the cost was too much and they would absorb any fraud that might take place.

Either way if the card had been reported stolen it wouldn't have been valid for payment.

[dzug]

Yes it's legal.

Tesco are taking the risk that the card is stolen - they probably have CC TV watching you.

[Whickerman]

I noticed that with my credit card at tesco - worried the hell out of me...

[angeldraws]

Hmmmm, thanx for pointing that out to any would-be fraudsters/criminals on AB!!!!!

[Gmcd01]

Btw, it's also the same with the M6 Toll Road. Mind you, I don't think any aspiring fraudster would use it to pay a toll...and think of the queues otherwise, using PIN...