Buying Online in Dollars

[jacey]

I want to buy a scrabble game online, How do I know if its safe, how do I know a company couldn't just keep taking money from my account?  Also how does it work when the payment is in dollars? will my bank charge a fee? ( I have only had an account recently, hence my ignorance, But I will learn, hence my Q :)  Thanks in advance

[acw]

You authorise the company to take one payment from your account.  Your bank will honour ONLY that payment.  PayPal is also a safer way to shop online. 

My parents got a credit card ONLY for use online.  It has a really small credit limit, so if someone managed fraudulently to get their details, very little could be spent.  If a bank or credit card company pays out money without your authorisation, they are liable to return the money to your account - so don't worry. 

If, when you get to the payment page, a message pops up on your computer saying "this website may be unsecure", you may wish to telephone the company and complete your purchase by phone instead... it could be that the payment page has weak security and so hackers could gain access to your details.  Please note though - this is very unlikely.  E-business is worth millions of pounds a year because it is generally very safe and most people trust them and buy online!

As for payments in dollars (or Euros or Yen or any other currency for that matter!), charges will vary for each bank.  If you are unsure, ask your bank!

Happy shopping!

[jacey]

Thankyoy acw :)

[acw]

No worries.  As I said - if in doubt - check with the bank! :-)