no car insurance

[lillythecat]

Hi all!
Ive been stopped by the police a couple of weeks ago and been given a producer,only to realiser i have no car insurance,no tax and no mot.Passed drivers test about 2 years ago,really worried that thier going to take my liecense away!Wot do you reackon?need some advise quickly.
lillythecat x

[redcrx]

how could you not realise you had none of them?
Whats your excuse?

[Toureman]

Some people are unbelievable!

Yes, whats your excuse lillytheprat?

[jake-the-peg]

They probably knew this when they stopped you. MOT, tax and insurance are all on databases and some police forces now have number plate recognition systems that mean that if you drive around like this you're going to get pulled.

You don't really have much option other than to 'fess up.

Is it less than 2 years or more than 2 years?

If it's less than 2 years you're on probabtion and if you get 6 or more points in that time you'll go back to being a learner.

Driving without insurance is 6-8 points
No points for lack of MOT
Pretty sure it's no points for the car tax too

So if it's less than 2 years - congratutations you're a learner!

http://www.2pass.co.uk/retest.htm

[juddlinski]

you idiot.

[trevHCS]

Get a very, very good solicitor!

If you don't have insurance you couldn't have any tax as you need that to get the tax disk, but in theory the tax people should be chasing you unless you're not the declared owner on the DVLA computer.

In theory non-displaying of a tax disk can result in upto a �2000 fine (that's when you've got it), but what slightly puzzles me is why they let you drive on if you don't have a valid tax disk. Normally they impound cars without one, unless the computer shows it's been paid.

Option 2 - disappear, fast!

[DickieMint]

I would imagine you've posted this to get a reaction but if it's the truth, I hope they throw the book at you. The 6-8 points you'll get will make it virtually impossible to get insurance anyway,.