Private Health Insurance

[Redhelen72]

Given the current state of the NHS has anyone considered going full Health Insurance - I had partial but we are now considering going full on which will also cover most of the cost of glasses for himself and I.
Are we nuts for considering this - I know its a bit of a gamble as we may not actually need it but given my legs and his asthma I am just wondering if its worth it?

[Peter Pedant]

The main one - said a insurance policy wasnt worth it ( too many exclusions) and you should pay from time to time as things came up

[Prudie]

I don't know much about it so shouldn't really comment. I only know my mother had a fairly comprehensive policy with Bupa. She managed a new hip, two cataracts and several outpatient procedures all in a lovely hotel style private hospital. But OMG she paid through the nose and as she got a lot older it was the equivalent of a mortgage every month. She could afford it I suppose and once experienced she wouldn't have wanted to give it up unless she had to. Unfortunately she went into an NHS hospital by ambulance one morning and never came out (bacterial meningitis).