Maybe we should have a system where the government decides in advance what we are going to need in terms of doctors,dentists, scientists teachers, etc and provides full funding for that number of courses, and after that the courses for things like the legal profession, accountancy, architecture and business management should be managed by the appropriate professional bodies who should provide funding /loans once the person has applied to join at an entry level. The rest for example media studies, gender studies , the history of the Beatles etc should be treated as unnecessary and if someone wants to do it they should fully self fund