Banking / Card Scam

[Peter Pedant]

I was paying a new trader with a debit card and rightly expectd a message on the mobile with a code number

and got two! - this is a criminal scam, code no 1234 will secure the purchase for £65 - which I wanted

and also the same number 1234 will enable £330 to be transferred to Vanquis Bank which I didnt want

[Peter Pedant]

Fraud line RBS - obviously working from home.....very keen ( a la Post Office Horizon) to point out, that from my info..... I bore the loss.

PIN means at least three difft things according to the clerk, all of which wd be bad news for me.

[wolf63]

Have you been visiting dodgy websites again?

[Arksided]

PP, time to use that Cambridge education I'm lead to believe you have to better use. 

[wolf63]

Ark, I think that the golden haired lady dog in his life is the brains of the duo.

[Arksided]

🤣... I hope so

[Hymie]

Surely if it is for two separate transactions, you should receive two differing code numbers?

[Peter Pedant]

er - you heard right - ear waz removal for a friend - I can clear mine. I will spare the details

Miss X wasnt THAT interested... but, did say she would pass it on ( the message that is!)

and we checked the address - Piccadilly Manchester - not  Back Piccadilly you naughty boys !

[Peter Pedant]

AND I now cant pay any bills at all as the card has been cancelled as they require the card in the doodah - the one that shows the numbers but doesnt have batteries.

which is a Jesus pain in the bitt

 

[wolf63]

Naughty boys?  I'm a girl, you really have lost da plot!

😂

[Peter Pedant]

Hi, Me  - 

Surely if it is for two separate transactions, you should receive two differing code numbers?

"If you do 1234 - you will pay £65 and below it - if you do 1234 you will transfer...."

Clearly a hack - but I did wonder if it were RBS or miss X

SO I rang RBS and got a heavily accented hello-girl ( the one who told me it didnt matter : the losses were mine) and finally ( having told  me it was all down to me anyway) we changed the cards

Bread and  water this week end I think

 

 

 

 

 

[Maydup]

Was the ear wax removal site a fake then?

If it's a local reputable company have you reported the issue to them or to the police? 

[Hymie]

This is why I don’t do banking on a mobile phone; it’s all too easy to scan a dodgy QR code, or be misdirected to a bogus site and have your account emptied.

[newmodarmy]

she said the losses were yours? Well the £65 wasn't a loss as it's what you expected. 

I find it hard to see the bak using the same authorisation code to cover two payments. If they were both on the same transaction I can't see why you approved it .

[Peter Pedant]

Thinl post office

if you buy X for £65 and dont get X ( actually it is a service on Monday so is to be detemined) then it is not aloss

and by plugging in 1234 ( I didnt by the way) - I would authorise a payment of £330 to vanquis ( it is a bank by the way) and THAT isnt a loss either

You should be working on an RBS switchboard ! they need you

[Peter Pedant]

If it's a local reputable company

I am a first timer for that company and it is Piccadilly manchester - but the way they laughed at the word Fraud and rip off (" oh hahahahahah funny day really funny !) - My first reaction would be - you had better give me details....

[Peter Pedant]

There is so much doubt about this.... the transcipt is

WARNING if someone has asked for this code they are a criminal. Code 387594 confirms a purchase on your card of 65.0 GBP to SQ* I love my ears Ltd.

WARNING if someone has asked for this code they are a criminal. Code 387594 confirms a purchase on your card of 330.0 GBP to Vanquisbank

-  - - so I didnt plug the code in and £65 was taken only. 

Note the three figure security code on your card is a PIN

so I had ALOT of " but you have geeven dees peen to de parson." 

NO I have nt. I have given the security number

dat eez dee peen

The PIN is a four figure number and I havent given that

dat eez anodda peen

 

[newmodarmy]

I'm not surprised they weren't helpful if you communicated with RBS in the way you have on this thread.

[Peter Pedant]

and the third PIN was  387594

and so I cd see the answer "yes I have givenmy PIN" would be deemed no matter what I  said, and the loss wd be mine.

'm not surprised they weren't helpful if you communicated with RBS in the way you have on this thread.

so I shd have said - "yes yes I am lying down likea piece of carpet, Ihave given all three pins, thank you thank you!"

erm OK but I dont think I wd have got more  money.

but you know, I will try it one day and report

[Peter Pedant]

altho see above there has been widespread disbelief that one code number cd be applied to two transactions

when I described such to my sister in law, she showed no surprise at all, and added, yes I know....

( shades of Diddy - he of the tax charge and doddy ash - I havent spoken to my ( X - mother in law / sister in law) by telephone for a year: I didnt like to interrupt her)

[Peter Pedant]

when this happens ( the word on the street) cancel your cards immediately ( which was NOT offered to me)

all the PIN-la-la ( dollink you 'ave three peens) was to limit their own liability ( alone)   Think post office