I got a motorola razr about 12 months ago as an upgrade and that has 30+ ringtones on it.Did you buy yours new if so ask the vendor why they were not loaded.The only time I got a phone without ringtones and other features was when I bought a second hanbd phone and the previous user had been a bit overenthusiastic deleting his personal settings.
You could input your own ringtones using the Motorola phone utilities which is on a cd which comes with the phone.
It is quite easy really.You load the software onto your PC then connect the phone and with the melody editor you can adapt and edit any of your stored songs on your PC to be used as a ringtone on the phone.
I know what you mean about this phone I had a nokkia previously and it was far easier to use.