Car Damage, where do I stand?

[Ghostrider]

I live in flats with CCTV and a communal car park, owned by a housing association.

Yesterday my car was damaged, it looks like someone has opened theie car door into mine, it has put a huge dent in the car and bent the plastic trim.

My question is what do i do next and where do i stand? Do I contact the housing association (the security guard is keeping the cctv tapes for me) or my insurers or the police ?

Any help would be appreciated

[Ethel]

The police won't be interested - this is one of the hazards of parking in a car park. It would be impossible to show any criminal intent if it was caused by a car door opening in to it.

Have a look at the CCTV tape in any case - if you can tell that the damage was intentional by all means contact the police.

In the meantime, you have a choice - claim through your own insurance or pay for it yourself.

[buildersmate]

And the Housing Association will be bound to have a disclaimer, I'm afraid, so no chance there.