Dont physio's get bursaries now to help out a little?
she can also apply for 'additional' help form the Student Loans Company but if this is on top of your standard student loan then you will pay higher interest rates i beleive, however, this money is not repayable until she's earning a set amount of money.
Natwest also offer a 'professional trainee loan scheme' to student account holders, where you can get anything up to �20,000 this also isn't repayable until she graduates, and on a physio's salary that shouldn't be a problem!