spaced,dont be daft,paying by cash,does not mean take �20k in the showroom,it means not taking credit or part exchange,you will get a better deal with cash,ie bankers draft etc.wake up,spaced me old son.
yup norman is right about cash
tell the dealer you have only around �20 -22k to spend - unless you suggest he does a really great deal you might be prepared to spends ...oooh say .....�24k ....perhaps