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Financing home improvements

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Ric.ror | 13:07 Mon 26th Feb 2007 | Personal Finance
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What is the best way to finance improvements to my house? I want to borrow �10K+ I owe �3K+ and have another loan against it for �8K+. I only work part time and I am 44. If I extend my mortage will I need a survey
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As far as I know you don't need another survey but it might be worth changing the mortgage and getting a new one if the value of your property has increased since you originally took it out. I changed from C & G in 1999 to Intelligent finance, who not only met the mortgage but - because of the value of the house - put on a pre-agreed reserve borrowing amount which allowed me to make some improvements. Or maybe try your existing lender and get a remortgage based on the latest value.
17:09 Wed 28th Feb 2007

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