car finance

[allyb70]

i have a car on finance for 5 years, paid 2 years, want to voluntary terminate contract, can i do that, finance company says i carnt has the agreement i have is a bill of sale [it doesnt say it is] also on my agreement it says that i cancael this at any time but i carnt please help it will be much appreciated

[Oneeyedvic]

does it say "Hire Purchase Agreement" on he form? If it does, then you will be able to VT after you have paid 1/2 the total amount of credit. If it does not state Hire Pucahse Agreement, then you will not be able to VT.