I am in a very similar situtation but as not far down the line as you, and i want to know how you got to this.
I have a mortgae offer like you but i have my home in my and my exs name, i want to re-mortgage and pay him off with �7,500, he is not forthcoming with accepting this, did your ex know you was doing this from the begining?
sorry if im not makign much sence but i have posted question on here also i i just want to know how you got to this position, what i can do myself?