Insurance write off

[sigma]

If a car is written off and the insurance company pay an agreed price,do they have a right to the ownwership of the car?.

[maxi2]

In a word - yes - the salvage becomes their property.

[rdv]

Most insurers will allow you to keep the salvage, they simply reduce the amount they pay you by the value of the salvage. Just let them know you want to keep it before they pay out