Sems like they're trying to scare us; look at your face, any cancer? no. and it's in the sun every time you are; any on your hands? no; they get even more sun exposure. more tender parts, sunbathe gradually, day 1, 20 minutes day2 40mins etc. you don't need factor anything it is a scam by the drug companies to sell you suntan cream. How many people even get skin cancer from the sun? [and it's mostly curable, a lesser cancer,
The incidence of non-melanoma skin cancer [caused by sun] for females is about 60 per 100,000 per year, that's a pathetic .0006% per population.. you got more chance of winning the lottery, so ignore the hype, chuck out the sun barriers, maybe keep a little low factor for shoulders etc to prevent sunburn, forget the cancer.. Go enjoy your summer :-)
http://www.medicdirect.co.uk/default.ihtml?pid=518
&step=4