car accident?

[kittywoo]

my bf had an accident in my car this morning no one was injured thankgod and no other cars involved. he is insure to drive it through his own insurance however he must report to the police station within 24 hours and he has lost his licence ! we moved recently what should he do any advice gratefully recived!
thankyou!

[almcd007]

First thing to do if I were you is to check that he's insured fully comp as in most instances such as this you are only insured third party meaning your damage to your car will not be covered. You need him to check with his insurance company for this.

Immediately send off for a replacement licence by recorded delivery. When you go in to produce the ins documents explain what's happened and take your receipt. A PNC check will show if he has a full licence in any event.

If no-one was injured and no other cars involved - why were the police called ? Did they give him a producer to show his documents at a police station ? Usually they give a bit more than 24hours though !!

[kittywoo]

no a passer by phoned them and i rang them when my dad brought him home he did some minor damage to a hedge but nothing major.... when i phoned they said he had to go in within 24 hours bit weird i thought!
thanks

[Richie1976]

You're meant to report an accident within 24 hours, but he'll be given 7 days to produce his documents.

[Joe_the_Lion]

Only injury accidents have to be reported ASAP WITHIN 24 hours. That does not mean you have 24 hours to report, it means no later than 24 hours!. However if the police are aware, it has been reported!!! (even if there is no injury).

Unless the hedge is classified as property (or "road furniture", there is not even a damage report to file.

almcd is slightly wrong, The PNC will only show his driver license number if 1) He is known to the police and 2) If known to the police, he volunteered the number to them (compulsory only in driving offences).

Whether he has had a producer or not, the 7 days from midnight of that day issued is fairly discretional PROVIDING you have made eiother the front office clerk at the police station or the Police Officer themselves aware of any possible delay.

On a final note, remember to say the licence has been lost VERY recently. It is an offence to drive without your documents. That is why the Police introduced the 7 day producer form (sometimes called a HORT/1), because to prosecute everbody not carrying their licence, MOT an insurance (and some other forms for different classes, exemptions etc) would be impossible.

[NORMANTHEDOG]

you can order a new licence from the dvla on the phone.

[kittywoo]

thankyou all... we went this afternoon and all seems okay thankyou again!

[almcd007]

I stand corrected - however the police have access to the DVLA records and it wouldnt take much for an officer to check whether a person has a licence using this form of access as opposed to the actual PNC.