Insurance (again) but this time on company cars

[BenDToy]

I have a company car, and a copy of my company's motor insurance policy. The registration number of the car is not shown on the policy document. It seems to say that any person may drive any car with the permission of the policyholder, who is presumably my employer. A couple of questions about this. Firstly, if the police carried out an insurance check on my car, would they be able to find any record of a policy (unlikely I think), and so would they "see" the car as uninsured? Secondly, the wording of the policy seems to imply that I (as the policyholder) could authorise anyone else to drive any car, for which they would then be insured. What am I missing, or perhaps that is the case? Any comments wil be appreciated.

[almcd007]

I would imagine that your employers would have to supply the insurance co with a list of cars reg's to be insured. In this event your car would be flagged as being insured. If cars are changed regularly then they wont bother to issue a new certificate every time.

[NORMANTHEDOG]

our company policy,is very similar,but our company name is on the certificate and states any person with the permission of the policyholder may drive any car owned by the policy holder,or on the policy holders property.

[flip_flop]

Your employers have a legal requirement to supply a list of vehicles owned (or borrowed, leased, rented if in their possession for over 14 days) to the Motor Insurance Database - so the police will be able to see the vehicle you are using is insured.

[BenDToy]

Many thanks folks. I appreciate al of the comments.