get a job and work your way up. If girlfriend is spending beyon control cut the card. If u can not take of you aaccount then there is no way you can make it millionaire's club like me
We have both got jobs. Unfortunately we had a bad run off things and had to buy a Fridge Freezer, Oven and Washing machine as they all broke at the same time. The only way we could afford to do this was with an Argos card and now we want to pay it off as we hate being in debt.
Apply for a credit card that doesn't charge you interest on balance transfers for the first 6 or 9 months and transfer the balance to that, then at least you won't be racking up interest on your debt.
The Argos card is interest free for 10 months luckily and we hope to have it paid off by then, fingers crossed...! If not, then transfering it to an interest free credit card is a very good idea