bank charges

[jen221985]

Basically i donate to the nspcc every month the small sum of �2 (every little helps!) but the bank keep charging me for going overdrawn spoke to them eariler and they said any money being donated to a charity should have all charges paid back to me they gave me a no 2 phone 2moro as line closed to discuss, but does anybody know if this is true and if i would be eligable to claim back all charges due to it being to a charity help! The bank is the halifax

[CheekyChops]

I don't think it is correct.

If your direct debit is only for �2 per month, why do you keep going overdrawn - is it that difficult to make sure that you have �2 in your account each month?

When I worked for NatWest they didn't care who the direct debit was to, if it bounced or took you overdrawn you got charged, charity or not.

[jen221985]

okkkkkkkkkk cheeky chops yeah it is when they take money out for no apparent reason and leave you with no funds to pay the �2!

[CheekyChops]

Sorry, I didn't mean to sound harsh but your question made it sound like it was the �2 that was making you go overdrawn every month!

Try complaining about a �39 fee (or whatever it is) for a �2 DD, I've had refunds in the past after writing snotty letters about that.