Car insurance

[sammyjknight]

If you are reversing and someone pulls in behind you knowing full well you are reversing and you hit them who is at fault?

[RATTER15]

If one was stationary, the one moving would be at fault?

[Hugh Spencer]

This happened to me in a car park and a witness heard dialogue from the other car which pointed to the fact that the couple were going to make something out of this. The insurance company asked for extra cash from me. Since then, when reversing, I always switch on my hazard lights.

[nightmare]

Hugh Spencer
are you aware that displaying hazard warning lights on a moving vehicle is an offence ?

[rojash]

As nightmare says, it's an offence to display hazard warnings on a moving vehicle. When I learned to drive, I was taught that when reversing, I should always stop and wait if any other vehicle was approaching.

[IggyB]

just to be a pedant but its not an offence to have your hazards on when moving provided you are on a motorway or duel carriage way and see a hazard in the road that will cause the traffic to slow down significantly....
i'm not sure why i know this - but i do?

[rojash]

You're right IggyB. From the Highway Code:

"96: Hazard warning lights. These may be used when your vehicle is stationary, to warn that it is temporarily obstructing traffic. Never use them as an excuse for dangerous or illegal parking. You MUST NOT use hazard warning lights whilst driving unless you are on a motorway or unrestricted dual carriageway and you need to warn drivers behind you of a hazard or obstruction ahead. Only use them for long enough to ensure that your warning has been observed."

So it's an offence fro HS to switch them on when reversing

But

[chazza]

I would say you are both at fault since you were both moving towards each other without observing enough

[IggyB]

i would also say there was a shared responsibility as both vehicles were moving and both should have seen the other and taken some avoiding action. However if the vehicle you reversed into was stationary then you are at fault for not noticing a change of circumstances

[ahmedbaf]

this happened to me, i was reversing out of my drive my car was like 1/4 already in the road, and some woman stops behind me to drop someone off when im clearly already in the road whilst reversing, what a stuipid place to pull up, but insurance sed it was my fault! i didnt really argue cos i was 17 at the time, so it had to be my fault really!!!!! grr!