My mortgage/partners rights

[Dotty13]

I originally bought my house 15 years ago, and my partner moved in about 10 years ago. We have since re-mortgaged twice. I am thinking about putting his name on the mortgage, as it only seems fair as he has contributed to the household from the outset, but am worried about future implications should we split up. Does anyone have any advice as to what to look out for, as i dont want to "shoot myself in the foot" in years to come, especially since we now have 2 dependant children and I work part time.

[PLIVELY34]

i recently bought i house myself and was told by my solicitor that if my girlfriend were to move in she was entitled to a share in the ownership of the property within six months of moving in. this was without her having any naming on the deeds however i don't think she would be liable for any debts raised against the prpoerty unless her name is on the agreement. if this is the case your partner may all ready have a say over your property even without the addition of his name to the deeds however i would say this would be more secure with this done.

[Katy May]

My partner moved into my house and when I remortgaged we added his name to the mortgage. We had a solicitor draw up a deed of trust (cost about �80) which set out what arrangements would apply if we split (ie - I get to live there with my dtr, he couldn't make me sell) and how any equity should be distributed if we split. It didn't take long to do as our case was straightforward (we never even saw the solicitor) but you might want to get separate advice when thinking about the ramifications.

[loonytunes]

You cannot add anyones names to a mortgage without making them a part owner of the property. Speak to a solicitor.