ChatterBank5 mins ago
cancelled insurance
My cousin had her car insurance cancelled can she still retain her no claims bonus?
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In that case she would be entitled to retain her NCB before that term of insurance.
IE, if she had earned 4 years NCB, then the 5th year of claim free insurance was cut short due to the policy being cancelled, then she is only entitled to the 4 years - that can;t be taken off her for non-payment of a policy, As the 5th year wouldn'd have run it's course, she wouldn't be entitled to it, even if it was cancelled in month 11 of a 12 month contract.
Worth noting that when you take out a new policy, you get asked if you have ever had a policy cancelled or refused - worth declaring this, but it shouldn't make a difference to the premium
IE, if she had earned 4 years NCB, then the 5th year of claim free insurance was cut short due to the policy being cancelled, then she is only entitled to the 4 years - that can;t be taken off her for non-payment of a policy, As the 5th year wouldn'd have run it's course, she wouldn't be entitled to it, even if it was cancelled in month 11 of a 12 month contract.
Worth noting that when you take out a new policy, you get asked if you have ever had a policy cancelled or refused - worth declaring this, but it shouldn't make a difference to the premium
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