Central Heating Boiler blew up!!

[newlywed]

Last night water started pouring through my boiler, waiting for someone to come round and look at it. I can't find my home insurance documents, does anyone know if my boiler is covered on general house insurance or just the damage caused by the water?

[andrea81]

I posted your other post too - you need separate insurance for the actual boiler and the damaged cause will be done through home ins. If you cant find your documents the insurance company will have a copy you can ansk for a copy yourself.

You may have an addition on your home ins that covers your boiler, but again you would need to see your cover docs!

[newlywed]

Thanks for both replies andrea, now on hold to the Insurance company for duplicate docs.

[Breezy23]

You will probably find that your boiler isn't covered, but the resultant damage is. That is unless something physically happened to cause your boiler to leak, ie, something falling onto it in which case it probably would cover the boiler as well. Basically policies don't cover wear and tear or a gradually operating cause.

[NORMANTHEDOG]

also if it is covered,then you would have to show it has been serviced regulary.

[newlywed]

Just a quick update to let you know between you, you were right, the boiler is not covered but the damage is. Just had a quote for a new boiler, parts and labour just under �1,000 cannot have a combi though because it would cost loads more in labour apparently. Thank you all for your replies

[andrea81]

Sorry to here that! You might want to consider ins next time it costs me �10 a month!

Good luck ; -)