adding children to a policy

[time2fly]

i have spoke to Norwich Union and it would be cheaper to take out a new policy (even though the woman told me thats not legal!!) then to add my two kids to my existing policy..? is this right?

[Ethel]

More information please.

Cheaper than what?

[time2fly]

well my policy just for me worldwide for 12 months was �55, if i added them it would cost an extra �40 per child, but i could get another policy with the 3 of us on for �65

[Mel_C]

Are you talking about Annual Travel Insurance?
If so I can't understand why it would be'illegal' for you to cancel your existing pol and take out a new policy, it's upto you as far as I'm aware and if you get a cheaper rate then all the better...
Could you provide us with abit more details to help clarify things though....

[time2fly]

thanks for the help all, i just took out another policy for 1 week with the kids on it, not sure if its legal in terms of if i have an issue. Roll on half term!!