Car Insurance

[Nanagran]

I was hit by another car and I did not claim through my Insurance, but informed them of the accident. They have now put my Insurance up by �100 and taken away my No Claims for 6 months until they give the third party chance to reply. Also I was hit by a lump of tree and it has been incorrectly entered on my new schedule, upon complaining about this, I was informed that it cannot be changed and the correct wording inserted. How do I stand on both points?

[Nanagran]

The latest accident happened on 22nd August 2007 and the first accident in December 2006 whilst travelling to work. The third party did admit liablity to the Police but then changed their mind and have, apparently to get in touch with my Insurance company within 6 months before I can get my ncd back. My insurance is due for renewal on 31st of October,2007 with Saga and I am at a total loss as to how I proceed.