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Car Insurance Fine

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Amy_G | 15:26 Tue 16th Oct 2007 | Insurance
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Friend of mine was driving without car insurance, but thought she was covered under her moms insurance as her mom was fully comp. She was pulled over for a faulty brake light orginally. This happened in April and she has not heard anything yet. Is it true, that after 6 months the fine becomes void? Cheers
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Not true at all. She will receive a summons to appear in court for the offence of driving without insurance.
why is it so many people think they are covered on someones elses insurance,she will go to court,get between 6 and 9 points on her licence and be fined,plus costs,and if she is within 2 yrs of passing her test,she will be reverted back to learner status,perhaps in future she will check first.
You are only covered to drive the car you are insured for.

i.e. my car is insured for me only, but if I want a friend to drive it it will be covered as long as he has insurance for his own vehicle and that insurance does cover any vehicle driven by them, like my insurance company has written in my details that I am covered to drive any other car as long as it is insured by the owner and it will be covered by my insurance but only third party....
The majority of motoring offences including that of "using a motor vehicle uninsured against third party risks" are summary offences i.e. they are dealt with by the Magistrates' Courts.

In England & Wales, under S.127 Magistrates' Courts Act 1980, except where statute provides otherwise (doesn't in this case), an information must be laid within 6 months of the commission of the alleged offence, from which point court proceedings may commence; if the laying of an information falls outside this 6 month limit then the prosecution is time-barred (although it may be possible for an extension to be granted in exceptional circumstances). Similar legislation exists for Scotland and NI.

Since it is feasible that the issuance and serving of a Summons may take a few weeks after an information has been laid, then it is likely (but not definite) that the maximum time to expect to receive a Summons is less than 7 months from the date of offence, after which time the case may not be heard by the Court.

Those summary motoring offences excepted from this "6 months from date of offence" limitation, but for which proceedings may be brought within a period of 6 months from the date on which evidence sufficient in the opinion of the prosecutor to warrant the proceedings came to his knowledge, are listed in this Schedule (appended with the note 'Section 6 of this Act'). In any event these offences must be prosecuted within 3 years.
-- answer removed --
Kempie Said:

"The majority of motoring offences including that of "using a motor vehicle uninsured against third party risks" are summary offences i.e. they are dealt with by the Magistrates' Courts.

In England & Wales, under S.127 Magistrates' Courts Act 1980, except where statute provides otherwise (doesn't in this case), an information must be laid within 6 months of the commission of the alleged offence, from which point court proceedings may commence; if the laying of an information falls outside this 6 month limit then the prosecution is time-barred (although it may be possible for an extension to be granted in exceptional circumstances). Similar legislation exists for Scotland and NI.

Since it is feasible that the issuance and serving of a Summons may take a few weeks after an information has been laid, then it is likely (but not definite) that the maximum time to expect to receive a Summons is less than 7 months from the date of offence, after which time the case may not be heard by the Court.

Those summary motoring offences excepted from this "6 months from date of offence" limitation, but for which proceedings may be brought within a period of 6 months from the date on which evidence sufficient in the opinion of the prosecutor to warrant the proceedings came to his knowledge, are listed in this Schedule (appended with the note 'Section 6 of this Act'). In any event these offences must be prosecuted within 3 years. "

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