I'm 20 and I have the same problem. Theres so many products on the market, when you're desperate, you'll try anything!
A few weeks ago I purchased Estee Lauder 'uncircle' for dark circles. It cost �23 for a little bottle. Too early to tell if it's working though. However, Estee Lauder have a promise (they like to hide) that if any of the products don't work on you, you can give it back and get a full refund! That's why I purchased it. Let you know if it works though. Don't know about the pile cream though. Eyes are very delicate, especially the skin around them - imagine the long term effects. I mean, what if the cream damages the epidermal layer of the skin, and everything under they eye becomes apparent eg thin vessels etc. Mmmm. Not very attractive.