Affordable insurance for a 20yr old male

[cyclequeen]

Hello

My son is currently on my husbands insurance & wants to start his own in Feb on renewal. We know from past experience that this can be very costly at his age. Does any body know of any companies that give young people a reasonable price? To complicate matters my son was hit from behind in the summer, the lady drove off before he could get her reg. My husband has fully comp protected so this was no problem, but will it make a difference to my son?

[madmondeo]

Just wanted to make a comment about dear insurance for young drivers (as i class myself one at 23) Best way to find an affordable (if there is one!) premium for any driver is to use the web and just play each insurance company off against each each other. I use sites like gocompare.com, moneysupermarket.com there are loads if you use a seach engine. I must add that my insurance has gradually come down over the years and now i drive a BMW 330 3 litre and the insurance is less than i was paying when i was 17 and driving a 1.3 litre Fiesta. So careful driving and no insurance claims pays off!

[buildersmate]

Other ways to reduce the price quoted include accepting constraints on the use of the policy. For example, limiting the number of miles per year that the insured will drive (my son has set this at 2500 miles because he drives less than this), and constraining the policy such that one is not permited to drive another vehicle even with the owner's permission (this prevents, say, a young person with a policy on a small Fiesta driving his dad's BMW on the Fiesta policy).

[baileybird]

my son is 17 and has just done a year with quinn insurance - they were by far the best
he covers 20000 miles a year and uses it for work so it ws really dear for him but it has come down no end this year and he is now able to upgrade to a bigger enine
good luck