took my missis work this morning droped her off and as i reversed i hit a black and yellow post and maybe pulling the post out of its fixing. the car park was not well lit and there was no damadge to my car but i still went and reported it. the security guard took my insurance details and also told me the post had just been fixed. i was wondering if i only tapped it like i did ,was the post already broken. so if it goes through the insurance do i have to pay. also want to know will i lose my 8 years no claims
If this does go through your insurance you NCD will reduce to 5yrs and you will have to pay the excess. Might be worth contacting the company directly and asking of you can pay for the repair. Also, if they have already contacted your company you will need to get them to write a letter to adbise that it was notification only and that they have no further interest in claiming for damages.