Liability

[niddy]

my sister gave a friend her car to drop someone off. She was under the impression that this person was insured. Also unknown to my sister this person had been drinking. The person driving the car crashed into the back of a parked car at a set of lights. The police advised that my sister would not be liable for the other car. However since then the other persons insurance has been in touch with her insurance advising that she was liable. Could you please advise me wether my sister would be liable for his car as she was not in it.

[Ethel]

I'm surprised that your sister isn't being prosecuted for allowing the car to be driven uninsured.

As the driver was not insured, the chap who's car was hit was in no way responsible, then it is very likely your sister's insurance company may have to pay up.

[pauln90]

Also the insurance company may choose to recover any costs involved in the claim from your sister.

As Ethel rightly states it is usual for the owner (your sister) to be prosecuted for allowing her car to be used without insurance. It was her duty to ensure that the driver was insured to drive the car.Ignorance of the law is no excuse.

[NORMANTHEDOG]

why oh why do idiots let this sort of thing happen.