Donate SIGN UP

Contents insurance

Avatar Image
horselady | 11:29 Fri 29th Feb 2008 | Insurance
4 Answers
Weare in rented accomodation while my husband's job transfer is going through and we move to another area. The letting agent wants a copy of our contents insurance. We certainly have insurance cover but it puzzles me why they need a copy. It's our belongings, not the landlady's, if everything got ruined or stolen it would be down to us to replace, insured or not. The building and her carpets and curtains are I assume, insured by her?
Gravatar

Answers

1 to 4 of 4rss feed

Best Answer

No best answer has yet been selected by horselady. Once a best answer has been selected, it will be shown here.

For more on marking an answer as the "Best Answer", please visit our FAQ.
Carpets and curtains would normally be on the contents insurance, not the buildings insurance which is what she will have.
Question Author
Oh I see. So if we damaged her carpets or curtains we would be expected to claim on our contents insurance, is that right?

I wouldn't have a problem with that, I just couldn't see what our possessions had to do with anyone else.
As far as I am aware, anything other than 'reasonable wear and tear' would be your responsibility. It should say in your lease what they expect re repair/ restoration of carpets, curtains etc. Check that first before giving the letting agent a copy of your insurance. Daffi x
As above.

we spilt a plate of curry on our rented flat's carpet and had to get a new one - covered on our contents insurance

1 to 4 of 4rss feed

Do you know the answer?

Contents insurance

Answer Question >>