Donate SIGN UP

Outstanding debt

Avatar Image
Queenfairy | 20:59 Fri 28th Mar 2008 | Personal Finance
4 Answers
I have had a letter from a company saying that they have received a letter from Littlewoods catalogue saying that I owe over �200 since 1991-2001 asking them to collect it for them am I still liable to pay it.
Gravatar

Answers

1 to 4 of 4rss feed

Best Answer

No best answer has yet been selected by Queenfairy. Once a best answer has been selected, it will be shown here.

For more on marking an answer as the "Best Answer", please visit our FAQ.
Statute of Limitations applies in this case because it's such an old debt. This means that Littlewoods can, and have, passed your debt to a debt collector, who are legally within their right to chase you for the money but they cannot (I believe) threaten you with court/arresting your wage etc.

If you have moved home or anything in the last few years and simply not told Littlewoods this, then they can claim that the statute is null and void and further action will eventually be taken.

For such a small sum of money, can you not just agree a monthly payment plan with the debt collector?
It depends on whether you have received notifications previously of this debt and when you received such notification. If they have been writing to you since 2001 and you have ignored it or have moved I doubt you can claim it is out of time.
It also depends on whether you accept that you did once owe the money?
Question Author
They never contacted me about the money and I really don't remember having a Littlewoods catalogue.
If you have not made any payments or a WRITTEN confirmation in 6 years then the debt is statute barred and cannot be enforced through the courts.

1 to 4 of 4rss feed

Do you know the answer?

Outstanding debt

Answer Question >>