cash only

[dustypuss]

am I the only person left on this planet that doesnt have a debit/credit card I always pay by cash or cheque ?

[funnygirl]

Hi Dusty,

Most shops around here and Oxford Street won't take cheques anymore.

I find having a credit card very useful.

[RevFunk]

I only use cash since an "accident" with some credit cards

[Wop/tpo]

Got first credit card in 1978 for first visit to the USA.
Mostly paid cash for everything until retirement in 1988.
As a home service insurance agent who paid himself from collections always had cash available.
First chequebook in 1992, now used less and less, many
places now do not accept cheques.
Credit cards are fine if total amount paid monthly. Can be
arranged as a direct debit, saving memory and postage.

[logic]

Yes that helped leg,


Have A piece of cake,


ighty's gone off it.

[sandrajo]

Still you knew where you were with your cheque book, I get mixed up sometimes what I've spent when I just swipe my card. Mostly I prefer cash.

[dustypuss]

at least i cannot be subject to credit card fraud .

that why I dont have them!

[sandrajo]

I do keep my receipts, I just preferred my cheque book. Anyway a friend of mine once swiped her card in Asda and it took the payment twice out of her account. She didn't notice till a couple of days later when she went to withdraw money and the balance didn't add up!! She had to wait weeks to get it back.

[{Dakota}]

You're not the only one, I don't have a debit or cradit card or a cheque book. All my bills are paid by DD and if I need to buy something, I go to the hole in the wall and get the cash.

[{Dakota}]

Sandra saying you know where you are with cash, that's the very reason I don't have a debit card, I would be forgetting what I'd swiped and end up with no money half way through the month - I found it easy to spend when I wasn't handing over cash.

Credit cards can be the most expensive way of getting credit, particularly if you don't pay the balance every month and I *know* I wouldn't!

[4getmenot]

I find that if I get cash out I end up spending the whole lot, I like to pay by card

[dot.hawkes]

I use my debit Mastercard to pay online and I have 3 store cards but I pay any balance on those fully when the staement gets here, I find it alot easier.

[daffy654]

As I live in a village with not many shops and can't get about easily I wouldn't be without my debit card for shopping online. I do use cash if going to shops though after one incident where I tried to use my card at the till and the machine wouldn't accept it,I had to put all my shopping back whilst the other customers and the checkout girl sniggered at me.lol

[cazzz1975]

I prefer using my debit card as my bill is itemised and recorded unlike going to the cashpoint and taking 20 quid out, spending 8 of it and wasting the rest, if I used my card it would only take the 8 pounds!

I personally cant be doing with cheques or cash, I find it really annoying if somewhere doesnt take debit cards!!

I havent got any credit cards, I think they are a waste of time

[dustypuss]

cash is king . I m of to the seaside now for a day out and I bet they wont accept a credit card to by some crab sticks or cokels at one of the littel stalls on the front ?

[leelapops]

Hi dustypuss, and everyone else! How are you all this morning?
I don't like cheques, but I got my first cheque book 3 years ago, and I suppose it comes in handy on the very rare occasion that something needs paying from a distance. I have a debit card with my account, but much prefer to use cash, that way I can keep up! And it hurts me more to hand cash over, so I don't spend as much!!

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