blacklisted

[katrina,1978]

i would like to find out how to get off the black list and find out how much it would cost to be taken off the black list

[lajohn]

Not intentionally prying but do you have a criminal record or a poor credit report? Have you done anything that might make you susceptible? How do you know you are blacklisted? Do you have any clue as to why?

[katrina,1978]

i dont have a record and i know im blacklisted due to trying to get a new phone on contract and finding out that my house is blacklisted due to a family member getting it black listed a few years ago and they no longer live here but my dad lives here and he has the same name ass the family memeber both names so no company will touch me becouse of the that thank u for replie to me i hope u can help i have tryed every where to get help with this i just need to know if there is a way of getting off the blacklist and if it cost anything

[Kathyan]

You need to get copies of your credit report. They cost �2 each and you need to get them from Experian, Equifax and there's another one whose name escapes me. If there is anyone else on your report and they are nothing to do with you, you can apply to have them removed. My daughter once had one of my debts on her report, because our intitials are the same and there was no date of birth on record, so they assumed it was her! It took a while but she got it removed.

[Ethel]

Have you ever had credit in your own name? Do you have a credit card?

If not, it can be very hard to get credit or a contract because there is no history to prove you are a responsible debtor.

[Oneeyedvic]

The other one is called callcredit.

After you have received these, you will see 'associations'. These are people who they think you are financially linked with.

If you are not financially linked then you should file a "notice of disassociation" with those people.

The other thing is to make sure you are on Voters Role - this is the main reason that people are turned down for credit.