How could you be talked to death? Your question makes no sense. I'm sure if you are stupid enough to insure against something that can't happen, someone will be keen to take your money from you.
Insurance works on probability and statistics. if someone has ever been 'talked to death' then it is a statistic that would be used to calculate a premium.
If no-one has ever been recorded as being talked to death then you will probably not get insurance.