Car Insurance

[cooperbean]

My son had an accident in his car which was the other drivers fault but he has been told that he still has to pay his insurance installments until it expires which is in December this year even though his car is a total write off how can this be? Seems a scank to me

[Ethel]

When he took out car insurance he contracted to be insured for 12 months. He pays by monthly instalments not because he is insured month by month, but because the insurance company has extended a form of loan.

He is entitled to cancel his insurance but will probably have to pay a penalty.

[NORMANTHEDOG]

quite legal and proper,when they pay him out,they will continue the policy for his new car