First time buyer.

[bubba28]

We've are looking to buy our first home. We've finally pikced the house we both like. What do we do now? Do we put in an offer then go to the bank? We're pretty clueless.

T.I.A

[redcrx]

go to see a mortgage advisor first. Find out how much you can borrow and get a mortgage offer in principle (ie the offer of a mortgage if circumstances remain same)

Most estate agents have mortgage advisors within their offices who should be able to offer independant advice. Your bank can only offer its own products.