Windscreens

[McNoodle]

When you get your windscreen repaired for 'free' if you're fully comp' does this count as a claim, and therefore lose you your no claims bonus at point of renewal?

[Pollypeptide]

With the majority of Insurers a claim for a repair or replacement windscreen will not affect your NCB at renewal. Depends who the Insurers is - if you went for one of the very cheap, lesser known Insurers I would recommend that you read the policy wording or phone them to check.

[audi1961]

i was fully comp with protected no claims but still had to pay �50 to replace rear windscreen but with having this my bonus was protected, so if you have protected no claims on policy that is when you dont lose your bonus, each insurer is diffrent and we should all check as its easy to get caught out

[therubster]

hi,

im insured with swiftcover and i had to claim to have my wind screen replaced. i paid the �65 excess but i will not lose any no claims bonus, however, when i renew my policy i will not have earnt any no claims bonus for this year as i claimed for my windscreen.

best bet is tp speak to your insurers.

[sara3]

repairs are generally free (pay and claim it back) and don't affect your no claims bonus, but you need to check with your insurers. most of the big ones will allow this.

[Toleman]

Will they cover rear windowscreen for bad scratching? The previous owner tryed to remove a sticker using a screw driver. (or something metal)

[Adam28]

Windscreen or Glass claims are only for full replacement or chips etc not for scratching.

Under the vast majority of UK Car policies repair is generally free (although more and more Insurers are now imposing a nominal �10 excess for repairing) and replacements are again charged at your full windscreen excess amount (generally circa �60 or so).

If the claim was made under the Windscreen coverage you will not lose any NCB and the previous post of not attaining this years NCB year is also incorrect with the vast majority of Insurers - typically because of the low cost to the insurer to penalty is made to you as a customer (apart from your excess).

It becomes slightly more complicated if your window was smashed as part of a theft/attempted theft. If this is the case and you have claimed for other damage (i.e damage to the door or stolen items within the car) then the claim is treated as a claim under the theft/attempted theft section and this will affect your NCB (unless protected - although will still lose a life so to speak).