hi stoke missed your horses today we had some people in and i didnt want them to think i was ignorant by going on the computer i didnt do any horses today how did yours get on
Nope. The credit cruch luckily hasn't really made much difference to me. I still have the same job, same house, pretty much the same bills, I am not in debt - always paid my way, so no real difference for me this year - other than it is actually hard to pay full price for anything at the moment as there are so many deals and offers about - I have probably spent pretty much the same, but got more for it.
No
I already owe thousands so another few hundred quid ain't going to bother me :-)
Viva La plastic!
Merry Christmas!
Come on you Baggies!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
My pockets are more than empty this year..... And-being as I am such a miserable person-I even feel pi**ed seeing others spend like there is nothing to worry about... ;-((
I never have credit, just spend what I've got, I feel sorry for all those people who get all their Christmas stuff on credit, Christmas only lasts a couple of days and they spend all the next year trying to pay it back. If you want something save up for it don't give it to the rich credit card companies. I'm probably a bit old fashioned but I don't have the worry of owing money