will my contents cover increase

[queen 1954]

i have recently changed jobs and now work 4 nightshifts a week.does anyone know if i will be deemed to be more at risk and will my premium increase because of my change of job many thanks.

[harryt]

Change of occupation can change the risk yes. I know some company's only insure specific risks so if you fall out of this they may no longer insure you/ up your premium.
But then again it might make no change what so ever. I work for an insurance company so unless you have gone from a Solicitor to a dustbin (meaning a massive change in career) man I cant see that it should make to much difference.

[queen 1954]

thanks for your reply,i was thinking more along the lines that my house is now unoccupied 4 nights a week so maybe that would push my premium up.

[munchie63]

I suppose it could, but unfortunately, many houses are burgled during the day, when burglers find it easier as people are at work, and it attracts less attention than creeping around at night. it's a sad world some times.

I got my insurance through the post office (they use a lot of companies for the quotes) and the only occupancy question was 'are the premises occupied between 9am and 5pm'. Evenings don't seem to come into it.

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