Question Author
Holy smokes, it was just a question. I didn't mean to sidestep responsibility, nor accountability. I mistakenly crossed 2 subjects. I believe you should insure to protect yourself, your home, your vehicle, and , of course all the others you may harm on your trip. Excuse me while I go to the test-only center to smog test my truck, for twice the amount everyone else pays. Oh yea, and pay my uninsured motorist policy for the guy that hit my truck that I must fix myself so my rates don't go up even though I have a 25 year perfect record. I guess I am just in a bad mood right now. Sorry for the off-subject post. America, gotta love it.