credit cards - personal finance claims-payments advice

[c-larky]

Ive enterted into a claim against c.card company for breaking consumer rights act signed before 2007.
(ie ,interest charges -payment protection) .(balance wiped clean?)payments.
Was wondering if anyone has entered same thing as me as there is a lot of these companies around at present.
Any info on court outcomes ,payments ,help etc would be grateful.
(are they just scams) ??? or has anyone ever won their case.?

[c-larky]

why was q banned??? yours puzzled

[c-larky]

this question is persnal to me that is why i chose to ask it after all your website site is i thought a answerbank????
question has the answerbank ever heard of the freedom of speech act.
yours even more puzzled

[bednobs]

what are you going on about, you nugget?

[Ethel]

Of course they are scams. There were a very small percentage of credit cards that had omitted certain terms and conditions that rendered the debt unenforceable.
As soon as somebody tried to claim for this reason the whole industry jumped and sent those who could have been entitled to claim a simple piece of paper with the terms and conditions on.

This made the credit card fall in to the law - and was perfectly legal for the credit card companies to rectify it in this way.

So now companies are enticing gullible people who hope to clear their debts without paying back what they owe into giving them money to investigate the case.

This money is non-refundable, of course.

[noogie]

I have written to a number of my creditors asking for copies of agreements taken prior to Dec 2004 when CCA changed. You would be surprised at the number that are wrong unenforcable and lost by the company

Write yourself request under the credit consumer act (plenty of info on line). Companies rely on the ignorance of their customer and solicitors charge too much. Have a go see what happens its worth it