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Thanks to all who responded. I've rang the DVLA & explained the situ; they said, as I have the full log book, it is not a prob - I just have to fill in new keeper details & sign & send the info to them, who will post a new log book to me. So I feel so relieved as I have a 40 mile round trip to work each day & just couldnt afford the car off the road. But alas, I have the PO mistresses to contend with yet, and in my past experiences, find some can be worse than dragons!!
A perfect method for adding drama to life is to wait until the deadline looms large!
Thanks again folks