JJ may darling, have i missed the point re. Euro Account.
To open the account one would have to buy Euros, presumably with your pounds, and with the pound weak against the euro, they (euros) would be bloody expensive to buy.
speculate to accumulate...buy this book but then after you have gotten your money saving ingredients go door to door selling the items and make some money. :)
go through all your old junk, sell what you dont need (if it is sellable)
make your own sandwiches for lunch instead of buying them, fill an old water/pop bottle with you own pop from home instead of buying
write a shopping list, never do your shopping when you are hungy, stick to the list and if you need to buy extras like chocolate, buy the supermarkets own brand
My nan is so adept at saving money, I daresay she's got a few old white fivers kicking around. A few months ago, when she'd run out of butter, and didn't feel inclined to walk over to the shops, she found half a tub of cream in the fridge and showed me how to churn butter in less than 10 minutes !!