named driver accident

[n3ts]

I claimed on my insurance, as the named driver had an accident, when I come to renew the question is, who do I put the claim down too!! As it doesn't ask who had the accident it just assumes the proposer!!! When the named driver renews their own they have had no claims which is wrong.

[woozer]

If you are renewing the policy that the claim was made on then the insurer will have the details already. If you are shopping around then put the claim against the named driver details and show your bonus as reduced (assuming it is).

The named driver should tell their insurance company about the accident straight away - their insurer will have a right to know as the accident is a material fact and part of their driving history even though the claim was dealt with by your insurer.